Life Insurance 101

• What is term life insurance?
• Who should buy life insurance?
• How much life insurance do I need?
• I already have a policy with another insurance company, what do I do with it?
• Which states don't allow policy replacements?
• I've had some health issues, can I still get life insurance?
• How is life insurance paid out?
• Do you look at my credit score?
• I have term life insurance through my employer, how do I know I am adequately covered?
• Why did I get higher prices because of my prescription history?
• When should I get term life insurance?
• How is term life insurance different than whole life insurance?
• Does term life insurance expire?