Your Life Insurance Questions Answered

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Your Life Insurance Questions Answered

Application Assistance

Application Assistance

Can I add my spouse/partner or children to my policy?

How can I get a quote? How much will a Bestow policy cost?

Once I complete my application, can I go back and change my answers?

My application froze at checkout! Was my application processed?

Is a medical exam required to get life insurance?

Can I talk to a human about my life insurance needs?

What is algorithmic underwriting?

What is my price?

Is Bestow available in Canada or other countries?

How long will my quote be good for?

Why am I considered a tobacco user?

What data is being used?

Will my premiums increase over time?

How do I pay my premium?

Do the third-party data pulls have any side effects (credit score, negative MIB record of multiple applications for insurance)?

When does my life insurance begin?

How long does the application process take?

What can I expect during the application process?

Why do I have to sign disclosure forms?

FAQs

Is there an age limit on policies offered by Bestow?

Does Bestow offer anything longer than a 10 or 20 year term?

Will my price change?

Do I have to be a U.S. citizen to apply?

Can I speak with someone in Spanish?

If I live outside of the US, can I still get life insurance through Bestow?

Help with Application Question regarding Other Life Insurance

Is there a wait period?

How long will it take for the coverage to be in place?

Do I get any of the money back that I’ve paid for coverage?

Does the policy cover death from medical causes?

Does the policy cover accidental death (like a car accident)?

Why can’t I can’t get a quote? Is your site broken?

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Declined

Why was I declined because of my age?

Why was I declined because of the amount of coverage I already have?

Why was I declined because of my "build"?

Why was my information unable to be confirmed?

I was declined, do I have other options?

Why was my application denied or declined?

I was declined because of incorrect information, how do I move forward in fixing the problem?

What does it mean to be declined?

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